Gold prices have nearly doubled since the 2008 global economy crisis and many investors have shifted their money from stocks and cash to gold. And in the recent years, instead of buying gold as an investment on paper, customers’ wanted to take the gold bullion home with them.
Why do they want to take the […]

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Last Sunday, hubby and I bought a Monopoly set. I wanted to teach Kylie the concept of money, so I decided to buy a Monopoly set to play and at the same time, teach her the concept of money.
She is going to be in Primary 1 next year and I wanted to teach her […]

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Kylie has this big ambition at the moment. She told me she wanted to live in a very big house. A house that can house one hundred people and she told me her plan on how to achieve it.
Her plan is to go to Penang Island’s beach, collect lots of sea shells and make beautiful […]

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Since the sales started end of last month, we have been busy shopping and buying new clothes as if we are going to celebrate Hari Raya next month. We just couldn’t resist buying when we saw the prices were so cheap, especially the clothes for De’ Little Ones. I am thinking of buying the clothes […]

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Nowadays the task of renewing car insurance is so easy and convenient, as there are many car insurance companies providing online insurance renewal facility. But most of the time, hubby will ask his brother to renew his car insurance for him, as his brother is working with a local bank and hubby gets a […]

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Kylin’s recent bad behavior triggered me to look for a suitable home based business so that I can spend more time with her, Kylie and Kyson. I did some studies regarding online home based businesses and found most of them need some up front capital or franchise fees. Huge upfront capital is a concern to […]

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My hubby and I are not smokers. Lucky I would say that hubby is not a smoker.
My dad was a heavy smoker and I always advised him to stop smoking but that piece of advised fell into the drain or deaf ears. I used to tell him that smoking was bad for his health and […]

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After knowing that Kylie’s insurance coverage is under-covered, I discussed with hubby. He agreed to either increase or buy a new insurance policy for her. The next thing for me to do is to arrange with my insurance agent to give us a quote. But this is the most troublesome part, as we are usually […]

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Hubby has canceled one of his credit cards recently, because he doesn’t want to be charged by the government’s new ruling of RM50 and RM25 service tax on all principal and supplementary credit cards. The termination of his card has caused my one and only one credit card, which was his supplementary card, also being […]

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Since young and until today, many people asked me this question, “What shampoo do you use on your hair?” Being young and naive in my teenager days, I don’t know why people always asked me this question. So my answer to them was always this, “I mixed my own shampoo.” Then they, young and old, […]

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Lately, Kylin have been saying this phrase “I want Mummy” to me repeatedly every morning when we bid goodbye at nanny’s house. One part of me is happy to hear this but another part of me is sad. Happy because she loves me and sad because I have to leave her behind. How I wish […]

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I accessed my maybank2u account two days ago. I saw there is a new message (frankly speaking, it was the first message that I ever received from maybank2u). When I opened this message, it said maybank2u is now offering 5% cash rebate for renewing car insurance with them’. Wow! This is good news. Hubby’s car […]

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I chatted with my colleague the other day and found that we had different views in buying life insurance. He will never buy life insurance for his new born daughter as he said the money invested for life insurance is burnt. He bought only the medical insurance that is linked with investment. At least the […]

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During my confinement, I sat on the sofa listening to the budget with interest while breastfeeding Kyson. The imposition of RM50 service tax next year on all the credit cards “awoke” me. When hubby reached home that night, I told hubby this piece of news immediately. He had few credit cards and we need to […]

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The global stock markets have been raising for quite sometime, even though the overall economy data still very weak. Many investors turned away from stock markets, as they are thinking stock markets are still at very high risk.
Some suggested to invest in rare coins, as they are low risk and high returns. Rare coins are […]

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The recent down trend of global stock market indexes and gloomy economy makes a lot of people, especially the soon-to-be-retired boomers concerned about their social security and financial aspects of their retirement living. As many of us, including the government’s pension funds, are putting money into stock market and expecting better returns and appreciation of […]

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Thursday morning - March 12, 2009 - was the last day and time I sat and saw my metallic gray Proton Iswara 1.3 Aeroback (Manual). In the evening, around 6.30 pm, I was shocked to see an empty spot at the exact location where I parked my car early that morning. “Where was it? Did […]

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The Dow Jones U.S. indexes dropped to below 7000 points recently. This was the worst since last twelve years. Trillion of dollars evaporated in stock market just over few months. You may wonder where the safety haven for your money is now. If you put money into saving accounts, you may fear currency devaluation or […]

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This Chinese New Year, my family and I went back to Penang to visit my relatives and friends.  One of my relatives had started working full time after being a housewife for so many years while my best friend was doing well in home business. It was great to know that all of them were fine […]

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Forex is the abbreviated name for an foreign exchange and forex trading online market is around the clock cash marketplace where currencies of the nations are been bought and sold, classically through the brokers. For instance, you purchase Euros, paying with the U.S. Dollars, or else you sell some Canadian Dollars for the Japanese Yen […]

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